Cooperative Software is a digital management system designed to handle the complete operations of a cooperative society (savings & credit unions, agricultural cooperatives, etc.). It replaces manual ledger-based work with a centralized computerized system.
🎯 Purpose
The main purpose of cooperative software is to:
- Automate financial and member management
- Improve transparency and accuracy
- Reduce manual errors and paperwork
- Provide real-time reports and decision support
🧩 Core Functions
👤 Member Management
- Member registration & KYC
- Membership type classification
- Member profile tracking
- Renewal & status management
💰 Savings Management
- Savings account handling
- Deposit & withdrawal tracking
- Interest calculation
- Fixed and recurring deposits
💳 Loan Management
- Loan application & approval
- EMI schedule generation
- Interest & penalty calculation
- Loan history tracking
📊 Share Management
- Share purchase & allocation
- Dividend calculation
- Share certificate generation
🧾 Accounting System
- General ledger & journal entries
- Income & expense tracking
- Trial balance, P&L reports
- Financial statements
📄 Reporting
- Member-wise reports
- Daily/Monthly transaction reports
- Loan performance reports
- Audit and compliance reports
🌐 System Type
Modern cooperative software is usually:
- Web-based (browser accessible)
- Cloud or local server based
- Multi-user system with role access (Admin, Cashier, Manager)
🔐 Security Features
- User role & permission control
- Transaction logging
- Data backup & recovery
- Secure login system
📱 Advanced Features (Modern Systems)
- SMS/Email alerts
- Mobile banking integration
- Online member portal
- Biometric / QR integration
📌 Benefits
- Faster daily operations
- Accurate financial tracking
- Easy auditing and reporting
- Better member service
- Scalable for growing cooperatives
Our Valued Software Clients
| Name of Firm | Address | PAN | Contact Person | Phone No |
|---|---|---|---|---|
| श्रृजनशिल बचत तथा ऋण सहकारी संस्था | शिवराज, चन्द्रौटा | 076-413023 | ||
| जन प्रिया सहकारी कपिलवस्तु | वाणगंगा | 9867250160 | ||
| जनस्वावलम्बन सहकारी संस्था लि. | यशोधरा | कन्हैया वराइ | 9813151942 | |
| Kapilvastu Saving & Credit Co-operative | Kapilvastu, Taulihawa | Chandra Tiwari | 9847030965 | |
| Arya Saving & Credit Co-operative | Kapilvastu, Taulihawa | Shubham Shrestha | 9847275642 | |
| Samaymai Saving & Credit Co-operative | Kapilvastu, Taulihawa | Madhu Shrestha | 9847082630 | |
| Narayan Saving & Credit Co-operative | Kapilvastu, Gobari | 9805403978 | ||
| Sagarmath Saving & Credit Co-operative | Kapilvastu, Taulihawa | Laxmi | 984-7062856 | |
| Chand Saving & Credit Co-operative | Labani, Kapilvastu | |||
| Sanskar Saving & Credit Co-operative | Bhairawa, Rupandehi | Arjun | 984-7097059 | |
| Pathibhara Saving & Credit Co-operative | Bhairawa, Rupandehi | 071-524666 | ||
| Parbardhan Saving & Credit Co-operative | Bhairawa, Rupandehi | 984-7428191 | ||
| Pragatishil Sangat Saving & Credit Co-operative | Butwal, Rupandehi | 375359603 | Indira Pokharel | 071-549163 |
| Trishul Saving & Credit Co-operative | Bhairawa, Rupandehi | Sarita Rana | 9857011529 | |
| जन सहभागिता वास स्वास्थ्य सहकारी संस्था लि. | Manigram, Rupandehi | 071-416140 | ||
| Shree Trishul Saving & Credit Co-operative | Nawalparasi | 9801334058 |